We need more information
YourVoice: There is so little valid information available to the public regarding Foreclosure Alternatives. New lending guidelines make it possible for a homeowner that is current on their mortgage to short sell and buy an affordable home immediately. I am a local Realtor that has worked sucessfully with a lender to achieve this. Making Homes Affordable. We need less smoke and mirrors and more sound information if we are going to turn this economy around.
Change the Criteria
YourVoice: Get people home owning again. If criteria could bend and let folks that had to file a bankrupcy and have been steadily employed and paid bills on time for a 12 month period, me and my husband could buy a home and let the tax money go back into the community. Also, I bet there would be tons of people behind us that could buy too!--Susan
Bank owned homes
Your report on bank owned homes not having to supply an SRPD will change on October 1st. The buyer will no longer have to waive their rights with the NRS-113. You can confirm with the NAR or GLVAR.
--Tana Smith, Realtor
One of the lucky ones
"I am one of the truly lucky people who was able to get a mortgage loan modification through the government's Making Homes Affordable Act. I paid nothing to do it and have been able to keep my home through these difficult times.
My concern is that my modification was done with the agreement and cooperation of Bank of America, my lender, but, since the new modified payment in not in line with the date of the original loan, I get barraged by collecton calls every month and no one seem to be able to stop it
They tell me the "computer" shows my payment due on a different date than mymodified loan date and generates the calls. I have received 6 calls in the last 2 days despite the fact that I've called them back twice. I feel that even though I took steps to save my home and pay my mortgage, I am still being treated the same as someone in default. I'm a very responsible person and these calls make me feel terrible. Haven't I been through enough? Is there anything that can stop these people from treating me like a deadbeat? I'd just like credit for doing the right thing."