(WDIV) It's no secret that Detroit's been struggling with its financial disaster for several years.
It's been debated for a long time whether the problem was really as bad as claimed and who was at fault for it.
But the core question is: How did Detroit get to bankruptcy?
There is no one person responsible for Detroit's troubles - Its vacant and decaying housing, its boarded up businesses, its bloated bureaucracy.
Former bankruptcy judge Ray Reynolds says it was a long-term team effort.
"We as voters have failed to discipline our elected public officials. We were very glad to ride the gravy train as long as everybody could borrow money and keep this thing going. Now we have to face the fact that those were all bad decisions," Reynolds said.
-- Rod Meloni, NBC News, reports