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Auto accidents involving buildings and street lights can be costly

Reported by: Sergio Avila
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Updated: 12/04/2012 11:39 am
LAS VEGAS (KSNV & MyNews3) News 3 has reported about a few accidents where cars crashed into light and power poles.

It got us thinking about who pays to fix that damage. As we found out, some of those accidents can put a huge dent in your wallet.

If you cause it, you're responsible for the damage you do.

News 3’s Sergio Avila tells us how quickly those bills can add up.

If you have car insurance you're covered for some of the cost but that money burns up quickly and you'll could end up paying thousands.

We've all seen that accident that catches our eye.

Drivers crashing in to buildings, light poles and traffic signals.

If you don't have the right coverage getting in to one of these wrecks can really cost you.

Michael Geeser is president of the Nevada insurance council and tells us it's your property damage coverage that comes in to play. The minimum coverage in Nevada is $10,000.

"Your insurance coverage will pick up the first $10,000 of damage you cause to someone's property and then anything after that you would be on the hook for," Geeser said.

Replacing a light pole can cost up to $2,000. A traffic light can be up to $15,000 and it is the same cost for a covered bus stop.

That total can shoot up because it doesn't include damage you do to someone else's car or property.

"The cost goes real quickly and depending on how much damage you cause it can go quicker," Geeser said. "That's why we advise everybody to carry more than the minimum limits. It has to be right for you and there's no set price."

If you have insurance the property damage liability has no deductible meaning you won't have to pay anything for it to kick in.

Checking your limit on this is easy just review your policy and look under where it says property damage liability.

If you're thinking of changing your limit just keep in mind you'll have to pay more to do it.



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